It’s unfortunate that Blockfi has severely reduced its interest-earning rates. Going from 6% to 5% is not that bad (I guess), but dropping the tiers is what really makes that platform a no-brainer to leave.
I’m a big fan of Crypto.com and very pleased with *most* of its many offerings. However, I only put a portion in their “earn” option because of the 3-month lockup.
Other solutions I’ve looked at:
Ledn.io – seems really good at 6.10% interest on BTC and 12.5% on USDC. I haven’t used them yet, but seems there’s a 7-day lockup on any withdrawals.
yield.app – they are offering 10% on ETC (but not for US Investors, as I am). There are ways around this but don’t want to take the risk of losing my coins.
celsius.network – I guess this is an option, but their app is terrible.
Besides liquidity pools and farming (shout out to r/1inch), what other sites have you found that are reputable (backed by BitGo, etc) and offer high interest in holding crypto?